Economic stability, growth and, human development are critical for realizing the Vision of Pakistan as spelled out by Quaid-e-Azam and Allama Iqbal. Economists agree that the major challenges faced by Pakistan’s economy are to increase the level of human development amidst heavy external and internal borrowing, fiscal deficits, low investments, unemployment, increasing inflation, and poor financial management. Successive governments while blaming their predecessors have made efforts to get Pakistan out of the vicious circle of underdevelopment through borrowing based economic recovery, but without achieving sustainable growth.